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Ask the Expert ![]() Welcome to NACM Gateway Region's Ask the Expert! The place where you can access information from financial and credit professionals who have extensive expertise in their field. Each expert will answer your questions to the best of their ability. To learn more about each professional, click on the names listed below.
Jerry Bailey Jerry Bailey currently manages the Northern United States for NCS and has been with them since 1995. Prior to joinging NCS, he was a Corporate Credit Manager in the manufacturing industry for 10 years. At this time, he gained a very thorough “hands on” experience with both UCC filings and Mechanic’s Lien filings. John C. Barone John C. Barone is an Executive Director of JP Morgan’s Credit Trading Desk. He was hired in 2005, to gain leverage from his extensive experience in developing Vendor Protection solutions, which includes writing Trade Receivable Put Options and monetizing illiquid assets such as Trade Claims on defaulted companies. Prior to joining JP Morgan, J.C. spent six years building First Commercial Credit Corporation, the Trade Receivable Put Option and Distressed Receivable unit of Resurgence Asset Management LLC. Norm Cowie, CCE Norm Cowie, CCE is Vice President Finance of Evergreen Oak Electric Supply and Sales Co. Norm regularly writes and speaks on construction collections and the Illinois Mechanics Lien Act, and his regular column about the lien law won NACM’s best article award in 2006. Norm is a previous Board member of NACM Midwest and was Credit Executive of the Year in 2004-2005. He tries not to let all of this get to his head because it makes his hair fall out. He also has two published humor books, the second of which won Preditors and Editors Readers Choice in January 2008. For more information about Norm, visit www.normcowie.com. Frank Dispensa Frank has been active in the credit information/commercial debt collection industry for the past 20 years, holding positions in customer service and education, sales, collections and general management. He has held the position of Vice President - Midwest Operations for the last 13 years. He is a member of the Commercial Law League of America and has been awarded an advanced certification as a Senior Certified Collection Professional by the Agency Association of the Commercial Law League of America. Lee Fahrenz Lee Fahrenz has 20 years of Sales and Sales Management Experience in insurance, banking and finance. The last 3.5 years he has been with Euler Hermes ACI. His professional affiliations are with the American Management Association, International Business Center, Association of Steel Distributors, Turnaround Management Association, and National Association of Credit Management (NACM). Lee has also given Institutional Experiences/Speeches to the Fox Valley Chapter of the Illinois CPA Society, the REBEX Conference (Risk & Employee Benefits Exposition) 2007, and many financial institutions in the Chicago metro area. Roxane Spinasanta Roxane Spinasanta is a graduate of Loyola School of Law. She was admitted to the Illinois Bar in 1988. Roxane serves as in-house counsel to EOCN Corp. She is also of counsel to Falk Metz LLC, specializing in Mechanics Lien Law and contract disputes. She can be reached at rspinasanta@falkmetz.com. Deborah L. Thorne Deborah L. Thorne is a partner in the Chicago office of Barnes &Thornburg. She concentrates her practice in the areas of creditors’ rights, bankruptcy, financial restructurings, and commercial transactions encompassing all phases of restructuring of corporate clients, commercial litigation and representation of creditors seeking recovery for breach of contract and other claims; negotiation of restructuring plans, financing and other disputes; representation of secured creditors in UCC foreclosures, replevins of personal property, work-outs of non-performing loans, and representation of various parties in assignments for benefit of creditors. Her clients have included financial institutions, corporations, and partnerships in a variety of industries including healthcare, truck manufacturing, retail, advertising, and franchisees. Matt Fluegge Matt Fluegge is an Assistant Vice President with Fifth Third Processing Solutions (FTPS). He currently works in the FTPS Commercial Merchant New Sales division, where he specializes in credit card acceptance and payment processing in the Business-to-Business market segment. His success in this market segment has earned him entrance into Fifth Third’s President’s Circle, which is awarded to the company’s top performers. During his years with FTPS, Matt has been a regular presenter at the NACM-National Credit Congress and multiple NACM Regional Credit Conferences. Matt has a BBA degree in Finance. Prior to joining FTPS in 2002, he was a Manager and Manager Trainer for eight years with national sporting goods retailer, Champs Sports. During his time with Champs Sports, Matt was a two-time Manager of the Year. Michael Williams American Check Management and it’s President, Dean Middleton, welcomed Michael Williams to it’s leadership in 1996 as Senior Vice President. Michael has been personally responsible for negotiations with credit and treasury professionals from major nationwide corporations. ACM has greatly benefited from Michael’s diversified sales background in that even though he has the ability to deal with the largest corporations within the NACM, he also has the ability to personally advise and offer guidance to a small startup company. |
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